On-demand technology leadership for organisations that need expert guidance without the cost of a full-time CTO.
With over 20 years in software, cloud, and security, including building secure platforms for government and private sectors, Pop-Up CTO offers flexible, hands-on expertise to drive your business forward with clarity and confidence.
Learn moreA Pop-Up CTO is a flexible, embedded executive who provides senior-level technology leadership on a temporary, part-time, or project basis.
This model is particularly suited to organisations that:
- Do not yet require a full-time CTO
- Are undergoing growth or transformation
- Need to stabilise or remediate technical issues
- Require experienced oversight for critical projects
- Must meet compliance or regulatory obligations
The Pop-Up CTO engages quickly, establishes direction, resolves key risks, and builds capability within the organisation before transitioning or scaling back as required.
Strategic Technology Leadership
Delivery & Execution Oversight
Cyber Security & Compliance
Infrastructure & Cloud Strategy
Team Building & Leadership
Stakeholder & Investor Engagement
Technical Translation
Pop-Up CTO offers flexible engagement structures tailored to client needs:
- Advisory (Part-Time) Ongoing strategic guidance and oversight
- Project-Based Focused delivery of a defined initiative or remediation
- Interim CTO Full executive role coverage during transition periods
- On-Demand As-needed support for critical decisions or issues

Terry Down is a seasoned technology executive with over 20 years of experience in IT,
software development, and executive leadership.
As Founder and CEO of finao (established 2008), Terry has built and scaled a secure, enterprise-grade platform used by government and private sector organisations. Under his leadership, finao became a NSW Government-approved provider of high-risk ICT services and achieved compliance with standards such as ISO27001, ISO9001, NIST, and SOC2.
Terry brings a unique combination of deep technical expertise and board-level governance experience, underpinned by his qualification as a Graduate of the Australian Institute of Company Directors (GAICD).
Key Experience
- Over 20 years in IT and software delivery
- Founder and CEO of a government-approved software provider
- Extensive experience in cloud architecture and scalable platforms
- Proven track record in cyber security and compliance frameworks
- Strong background in integrating systems and managing complex environments
- Experience working with both government and private sector clients
Leadership Achievements
- Founded and scaled finao into a globally recognised software provider
- Achieved ISO27001, ISO9001, SOC2 and NIST compliance standards
- Delivered secure, cloud-hosted applications for high-risk environments
- Built long-term client relationships across government and enterprise sectors
- Established a strong engineering culture focused on quality and security
Education & Certifications
- Graduate, Australian Institute of Company Directors (GAICD) – 2024
- Sustainability Strategies, University of Cambridge – 2024
- Cyber Security Diploma, RMIT – 2023
- AWS Cloud Practitioner – 2021
- ISO27001 Lead Auditor (PWC) – 2019
- TOGAF 9 Enterprise Architecture – 2018
- Masters in Business and Technology (UNSW) – 2007
Organisations engage Pop-Up CTO for one reason - To get it right.
- Immediate access to proven CTO-level capability
- Independent, pragmatic, and commercially grounded advice
- Deep experience across compliance, security, and government environments
- Ability to quickly diagnose issues and implement solutions
- Flexible engagement without long-term overhead
Pop-Up CTO is not theoretical. It is hands-on, accountable, and focused on outcomes.
- Clear and executable technology roadmap
- Stabilised and scalable delivery capability
- Improved cyber security posture and compliance alignment
- Reduced technical risk and operational inefficiencies
- Stronger alignment between business and technology
